“You do keep ownership of your home with a Reverse Mortgage”
Rob Munn – Born 1955
Authorized Partner For:
CHIP Reverse Mortgage
Equitable Bank
Bloom Finance Company
Home Trust Company
Albert Einstein: “You don’t need to know everything, just where to find it”. Call Rob Munn!
Warren Buffet: “Risk comes from not knowing what you are doing. Experience prevents expensive mistakes”.
Make One Call – We Compare 4 Lenders FREE: CHIP vs Equitable vs Bloom vs Home Trust
I’ve spent 40 years mastering mortgage details so you don’t have to. You benefit with my 100% Free Service, call Rob at (866) 410-4740
- Get Your FREE Estimate with NO Obligation
- Stay In the Home You Love with Tax-Free Cash
- No Monthly mortgage payments – EVER
- 100% FREE service with simple, honest advice
- Privacy and Confidentiality Guaranteed
- NO Negative Equity Guaranteed by ALL Lenders
Table of contents
100% Free Guidance: My service to you is completely free, there are NO hidden fees, and absolutely NO pressure. Genesis Reverse Mortgages is a registered trade name of Genesis Associates Ltd.
Stay in the Home You Love – Aging in Place: Access your home equity without ever having to make another monthly mortgage payment. You maintain ownership and control.
FSRA Licensed Protection: I’m Governed by the Financial Services Regulatory Authority of Ontario (FSRA License #10295).
Local Ontario Expertise: Helping Local Residents make the right decisions since 1985.
CHIP Reverse Mortgages are seen on TV with Pattie Lovett-Reid, skater Kurt Browning and consultant Peter Mansbridge.
No Obligation Call Back Request
Reverse Mortgage Specialists!
- Accountable
- Experienced
- Supportive
- Integrity since 1985
- Guaranteed Savings
- Private and Confidential
Call Rob Munn B. Sc. for help to find the best Reverse Mortgage product and rate available to meet your financial needs.
My service is absolutely FREE to assist you in making the right decision, there are NO hidden fees.
Call Toll Free (866) 410-4740 to discuss Reverse Mortgages. Together we can customize a mortgage for you in either a lump sum payment or monthly cash flow.
Reverse Mortgages have NO monthly mortgage payments and you don’t have to sell or move.
Genesis Reverse Mortgages is a trade name of Genesis Associates Ltd (FSRA #10295), a broker serving clients since 1985.
Pros and Cons to a Reverse Mortgage
Call NOW to discuss the Tax Free Benefits of a Reverse Mortgage. Lender discounts available through our brokerage. We are bound to the Privacy and Confidentiality of all our clients. Remember, there are NO bad questions.
- A Reverse Mortgage will not affect your OAS or GIS.
- Use the Tax-Free money as a lump sum or by instalments.
- Pay off debts and No monthly mortgage payments.
- Tax-Free money for Retirement.
- Update your home without depleting your current savings.
- No regular monthly mortgage payments for homeowners.
- Maintain ownership and control of your home.
- You never have to sell or move.
- Keep all the remaining equity in your home after it is sold.
Tax Free Cash
- Eliminate debt repayments.
- Increase your monthly cash flow.
- Help a child or grandchild.
- Early inheritance for a family member.
- Cover unexpected health care costs.
- Home repairs and renovations.
- Take your dream vacation and much much more.
Defining a Reverse Mortgage
A Reverse Mortgage is a mortgage loan, usually secured by a residential property, that enables the borrower to access the unencumbered value of the property.
The loans typically do not require monthly mortgage payments. Borrowers are still responsible for property taxes, property maintenance and homeowner’s insurance.
Reverse Mortgages allow “older” people (55+) registered on title to immediately access the home equity they have built up in their homes, and defer payment of the loan until they die, sell, or move out of the home.
To be eligible, the home you’re using to secure a Reverse Mortgage must be your primary residence. This typically means you live in the home for at least 6 months a year.
Your Eligibility for a Reverse Mortgage requires the following:
- Your age and the age of your partner both 55+.
- Canadian homeowner living in Ontario.
- As your primary residence of 6 months plus 1 day.
- Your home’s appraised value.
- Your home’s location within Ontario.
Our service to assist you is absolutely FREE.
We can save you time, effort and money.
There are No hidden fees and No bad questions.
Testimonials
We take pride in helping homeowners achieve financial stability and peace of mind.
“We needed funds for medical expenses and didn’t want to sell our home. Genesis Reverse Mortgages provided the perfect solution. The process was straightforward, and we felt supported every step of the way. Now, we can stay in our home and have the money we need. It’s a huge relief.”
David & Susan L.
“Genesis Reverse Mortgages exceeded our expectations. The consultation was free, and there was no pressure at all. We received a tailored plan that suited our financial situation perfectly. We’re so grateful for the extra cash flow, and we can now enjoy our retirement without financial stress.”
Alice P.
“We were initially hesitant about getting a reverse mortgage, but the team at Genesis Reverse Mortgages made the process so easy and stress-free. They explained everything in detail and answered all our questions. Now, we have the financial freedom to enjoy our retirement without worrying about money. Thank you!”
James & Linda M.
“The decision to go with a reverse mortgage has been life-changing. I was able to pay off my existing mortgage and still have extra money for home improvements and travel. The staff was professional, knowledgeable, and truly cared about my needs. I highly recommend Genesis Reverse Mortgages.”
Margaret T.
“We would like to thank you very much for all you did for us. After jumping through all the hoops and waiting for the money it was all worth it. Thank you again Rob. You excel in the job you do, and we highly recommend you to anyone including our friends.”
D and S
“Rob Munn is a Godsend. Thank you for being so patient and understanding”
G and D
Quotes of Wisdom
“The best financial advice isn’t found at a teller window. It’s found with a specialist who works for you, not the institution.”
The Wealthy Barber Spirit
“A broker can structure a “planned advance” (taking money only when needed) to slow down interest compounding, whereas a bank may push for a lump sum.”
The Equity Preservation Strategy
“In a reverse mortgage, you don’t win by being a genius; you win by not being ‘stupid’ enough to take the first offer you’re given.”
The Charlie Munger Logic
“It’s not the interest rate you see that costs you money. It’s the options your bank didn’t tell you about that do.”
The Mark Twain Twist