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Compare Reverse Mortgage Lenders First, Before You Choose!

Our service to you is absolutely FREE.

We are…

  • Experienced
  • Accountable 
  • Supportive
  • Private and Confidential

We have…

  • Integrity 
  • Guaranteed savings

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At Genesis Reverse Mortgages, we specialize in helping Ontario residents access the TAX FREE equity in their home AND enjoy a more comfortable and secure retirement with NO monthly mortgage payments.

Discover how a reverse mortgage can provide you with the financial freedom you deserve. Call to discuss with our broker Rob Munn B. Sc. or his son Lucas Munn Mortgage Agent Level 1.

Saving you time and effort since 1985.

Our Service to You is Absolutely Free.

NO hidden fees and NO bad questions.

Access Your Home Equity Tax-Free.

What is a Reverse Mortgage?

A reverse mortgage is a mortgage loan, on an owner occupied residential property, that enables the borrower(s) to access the value of their property income tax free.

The loans typically do not require monthly mortgage payments.

However, borrowers can make payments IF they so choose.

Homeowners are still responsible for property taxes, property maintenance and homeowner’s insurance.

Why Choose Us?

We provide clients with the FREE service and support they deserve in all their Reverse Mortgage needs.  Brokerage compensation comes directly from the lenders, there are no hidden fees.

Expert Guidance

Genesis Reverse Mortgages will ensure that you make an informed decision to suit your financial goals.  Let’s compare first before you choose.

Customized Solutions

Genesis Reverse Mortgages offers personalized reverse mortgage solutions comparing all lenders and their products to your unique needs and circumstances.  100% private and confidential.

Trusted Partner

Licenced broker since 1985,  Rob Munn provides years of experience and a commitment, as we are a trusted partner with homeowners across Ontario.

How It Works

We can save you the time and effort in researching ALL the options before YOU Choose.  AND our service is absolutely 100% FREE!!

1

Consultation

Contact us for a free, no obligation consultation. We'll discuss your needs and explain how a reverse mortgage works.
2

Application

If you decide to proceed, we'll help you complete the application and handle all the paperwork.
3

Approval & Funding

Once approved, you'll receive the funds either as a lump sum, monthly or quarterly payments, whichever works best for you.
4

Enjoy Your Freedom

Use the tax free money to improve your quality of life while staying in the home you love.

Benefits of a Reverse Mortgage

There are No hidden fees and No bad questions, our broker service is absolutely FREE.

  • A Reverse Mortgage will not affect your OAS or CPP.
  • Use the Tax-Free money as a lump sum or by instalments.
  • Pay off debts and No payments.
  • Tax-Free money for Retirement.
  • Update your home without depleting your current savings.
  • No regular monthly mortgage payments for homeowners.
  • Maintain ownership and control of your home.
  • You never have to sell or move.
  •  Keep all the remaining equity in your home after it is sold.