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Call Your CHIP Experts at Genesis Associates Ltd.

1-866-410-4740

Get Your Free CHIP Consultation:
– Stay in the Home you love with tax-free cash and NO monthly payments – Our expert service is 100% free.
– BCFSA Licensed – Trusted by Homeowners since 1985.

“Let us assist you” in getting the Best CHIP Reverse Mortgage – Guaranteed

BC Property Tax Deferment deadline is July 2, 2026.

You can do both, Reverse Mortgage AND Tax Deferment.

CHIP Reverse Mortgages are featured in Commercials with Pattie Lovett-Reid, Kurt Browning and Peter Mansbridge.

Talk to a CHIP Mortgage Expert Toll Free: 866-410-4740

100% Local Expertise: Our service to you is completely free, there are NO hidden fees. We specialize in the unique values of Vancouver and Fraser Valley real estate to ensure you get the maximum equity release.

Stay in Your own Community: Moving is stressful. Access your home equity to renovate or to support your ongoing lifestyle while Aging in Place in your current home.

BCFSA Registered Protection: We are held accountable by the BC Financial Services Authority, ensuring your home and interests are fully protected.

Optimize with BC Tax Deferral: We help Local Residents understand how a reverse mortgage works alongside the BC Property Tax Deferment Program to maximize your monthly cash flow.

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We are dedicated CHIP Reverse Mortgage brokers!

Call us for help to find the best CHIP Reverse Mortgage products and rates available for Lower Mainland BC residents to meet their financial goals.

Our brokerage service is absolutely FREE to assist you in making the right decision, there are NO hidden fees.

Call Us Toll Free (866) 410-4740 to discuss CHIP Reverse Mortgages.

CHIP Reverse Mortgages have NO monthly mortgage payments and you don’t have to sell or move.

Stay in the Home You Love with a CHIP Reverse Mortgage.

Benefits to a CHIP Reverse Mortgage

Let’s discuss the Tax Free Benefits of a CHIP Reverse Mortgage.

  • Experienced
  • Accountable
  • 100% Private & Confidential
  • Integrity since 1985
  • Guaranteed Savings
  • Supportive

✓ A CHIP Reverse Mortgage will not affect your OAS or CPP.
✓ Use the Tax-Free money as a lump sum or by instalments.
✓ Pay off debts and No monthly mortgage payments.
✓ Tax-Free money for Retirement.
✓ Update your home without depleting your current savings.
✓ No regular monthly mortgage payments for homeowners.
✓ Maintain ownership and control of your home.
✓ You never have to sell or move.
✓ Keep all the remaining equity in your home after it is sold.

With a CHIP Reverse Mortgage you are able to access the equity in your home tax-free.
You maintain ownership of your home with no monthly payments to worry about.
The tax-free money you receive can be used in a variety of different ways including.

  1. Eliminate debt repayments.
  2. Increase your monthly cash flow.
  3. Help a child or grandchild.
  4. Early inheritance.
  5. Cover unexpected health care costs.
  6. Home repairs and renovations.
  7. Take your dream vacation and much much more.

Defining a CHIP Reverse Mortgage

A CHIP Reverse Mortgage is a mortgage loan, secured by a residential property, that enables the BC borrower to access the unencumbered value of their property.

The loans typically do not require monthly mortgage payments. Borrowers are still responsible for property taxes, property maintenance and homeowner’s insurance.

CHIP Reverse Mortgages allow people (55+) registered on title to immediately access the home equity they have built up in their homes, and defer payment of the loan until they die, sell, or move out of the home.

To be eligible, the home you’re using to secure a CHIP Reverse Mortgage must be your primary residence. This typically means you live in the home for at least 6 months a year.

Because there are no required mortgage payments on a CHIP Reverse Mortgage, the interest is added to the loan balance each month.

You may usually borrow “up to 55%” of the current value of your home, subject to certain lender restrictions listed below.

This money doesn’t affect the Old Age Security (OAS) or Guaranteed Income Supplement (GIS) benefits you may be getting.

Your Eligibility for a CHIP Reverse Mortgage requires the following:

  1. Your age and the age of your partner both 55+.
  2. Canadian homeowner living in British Columbia.
  3. As your primary residence of 6 months plus 1 day.
  4. Your home’s age along with the condition.
  5. Your home’s construction type and location.

Our service to assist you is absolutely FREE.
We can save you time, effort and money.
No hidden fees and No bad questions.

What They’ve Said About Us

We take pride in helping homeowners achieve financial stability and peace of mind.

“We needed funds for medical expenses and didn’t want to sell our home. Genesis Reverse Mortgages provided the perfect solution. The process was straightforward, and we felt supported every step of the way. Now, we can stay in our home and have the money we need. It’s a huge relief.”

David & Susan L.

“Genesis Reverse Mortgages exceeded our expectations. The consultation was free, and there was no pressure at all. We received a tailored plan that suited our financial situation perfectly. We’re so grateful for the extra cash flow, and we can now enjoy our retirement without financial stress.”

Alice P.

“We were initially hesitant about getting a reverse mortgage, but the team at Genesis Reverse Mortgages made the process so easy and stress-free. They explained everything in detail and answered all our questions. Now, we have the financial freedom to enjoy our retirement without worrying about money. Thank you!”

James & Linda M.

“The decision to go with a reverse mortgage has been life-changing. I was able to pay off my existing mortgage and still have extra money for home improvements and travel. The staff was professional, knowledgeable, and truly cared about my needs. I highly recommend Genesis Reverse Mortgages.”

Margaret T.

“We would like to thank you very much for all you did for us. After jumping through all the hoops and waiting for the money it was all worth it. Thank you again Rob. You excel in the job you do, and we highly recommend you to anyone including our friends.”

D and S