Call our CHIP Reverse Mortgage Experts Today!
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We are “the CHIP Reverse Mortgage Experts”.
#1 in Customer Service and Satisfaction.
- BC Financial Services Authority (BCFSA) License #
- Our Service to You is 100% FREE, there are NO Hidden Fees.
- FREE Guidance, NO Pressure and NO Obligation
- Specializing in Helping BC Residents Make the Right Decision
- You Need the Benefit of a Broker Who is On Your Side
- We Guarantee you the Best CHIP Reverse Mortgage Rates
- NO Monthly Mortgage Payments, EVER
Call us Toll Free to Discuss Your Needs. You Will NOT be Disappointed!
- Experienced and Accountable
- Supportive and Caring
- Private and Confidential
- Guaranteeing the Best Rates
- Brokering with Integrity since 1985
No hidden fees and No bad questions.
$350.00 Home Appraisal Refund available. A CHIP Reverse Mortgage is to be funded through Genesis as your broker with a minimum mortgage value of $200,000.00. We will etransfer you the refund the day after the mortgage is registered.
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Saving you time and effort since 1985.
Our Service to You is Absolutely Free.
NO hidden fees and NO bad questions.
Access Your Home Equity Income Tax-Free.
Let’s discuss CHIP products
We are dedicated CHIP Reverse Mortgage brokers!
Call us for help to find the best CHIP Reverse Mortgage products and rates available for BC residents to meet their financial needs and goals.
Our brokerage service is absolutely FREE to assist you in making the right decision, there are NO hidden fees.
Call Us Toll Free (866) 410-4740 to discuss CHIP Reverse Mortgages.
CHIP Reverse Mortgages have NO monthly mortgage payments and you don’t have to sell or move.
Stay in the Home You Love with a CHIP Reverse Mortgage.
Why Choose Our Free Service?
Expert Guidance
Genesis Associates we will ensure that you make an informed decision to suit your financial goals. Let’s compare lenders first before you choose.
Customized Solutions
Genesis Associates offers personalized reverse mortgage solutions comparing products to your unique needs and circumstances. We are 100% private and confidential.
Trusted Partner
Licenced since 1985, Rob Munn is your Principal Broker providing years of experience and commitment, as we are a trusted partner for homeowners across British Columbia. Lucas Munn is our licensed Mortgage Agent Level 1.
Access Your Home Equity Income Tax Free.
Speak to our CHIP Reverse Mortgage Experts
Benefits to a CHIP Reverse Mortgage
Call us to discuss the Tax Free Benefits of a CHIP Reverse Mortgage. Lender discounts are available through our brokerage. We are bound to the Privacy and Confidentiality of all our clients. Remember, there are NO bad questions.
- Experienced
- Accountable
- Supportive
- Integrity since 1985
- Guaranteed Savings
- Private and Confidential
✓ A CHIP Reverse Mortgage will not affect your OAS or CPP.
✓ Use the Tax-Free money as a lump sum or by instalments.
✓ Pay off debts and No monthly mortgage payments.
✓ Tax-Free money for Retirement.
✓ Update your home without depleting your current savings.
✓ No regular monthly mortgage payments for homeowners.
✓ Maintain ownership and control of your home.
✓ You never have to sell or move.
✓ Keep all the remaining equity in your home after it is sold.
COMPARE FIRST before you choose
With a CHIP Reverse Mortgage you are able to access the equity in your home tax-free.
You maintain ownership of your home with no monthly payments to worry about.
The tax-free money you receive can be used in a variety of different ways including.
- Eliminate debt repayments.
- Increase your monthly cash flow.
- Help a child or grandchild.
- Early inheritance.
- Cover unexpected health care costs.
- Home repairs and renovations.
- Take your dream vacation and much much more.
Let us help you compare rates and mortgage products first and then YOU can decide. All without having to move or sell your home.
Access Your Home Equity Income Tax Free.
Speak to our CHIP Reverse Mortgage Experts
Definition of a CHIP Reverse Mortgage
A CHIP Reverse Mortgage is a mortgage loan, secured by a residential property, that enables the BC borrower to access the unencumbered value of their property.
The loans typically do not require monthly mortgage payments. Borrowers are still responsible for property taxes, property maintenance and homeowner’s insurance.
CHIP Reverse Mortgages allow people (55+) registered on title to immediately access the home equity they have built up in their homes, and defer payment of the loan until they die, sell, or move out of the home.
To be eligible, the home you’re using to secure a CHIP Reverse Mortgage must be your primary residence. This typically means you live in the home for at least 6 months a year.
Because there are no required mortgage payments on a CHIP Reverse Mortgage, the interest is added to the loan balance each month.
You may usually borrow “up to 55%” of the current value of your home, subject to certain lender restrictions listed below.
This money doesn’t affect the Old Age Security (OAS) or Guaranteed Income Supplement (GIS) benefits you may be getting.
Your Eligibility for a CHIP Reverse Mortgage requires the following:
- Your age and the age of your partner both 55+.
- Canadian homeowner living in British Columbia.
- As your primary residence of 6 months plus 1 day.
- Your home’s age along with the condition.
- Your home’s construction type and location.
- Appraised value of at least $250,000.
Our service to assist you is absolutely FREE.
We can save you time, effort and money.
No hidden fees and No bad questions.
Access Your Home Equity Income Tax Free.
Speak to our CHIP Reverse Mortgage Experts
About Us
Our Professional Goals
- Our mortgage broker licence began in 1985.
- Supporting you with experience, integrity, value and savings guaranteed.
- NO hidden fees and NO bad questions.
- CHIP Reverse Mortgages are available up to 55% of appraised value.
- To make CHIP Reverse Mortgage funding a seamless endeavour.
- CHIP Reverse Mortgage rates are updated as they change.
- CHIP Reverse Mortgage lending is available for virtually any financial reason that applies to you.
- CHIP Reverse Mortgage financing is tailored to the needs of you as the client, you do have choices.
- Refinance existing mortgages with a CHIP Reverse Mortgage.
- We provide the service and support our client’s deserve in all their CHIP Reverse Mortgage needs.
What They’ve Said About Us
We take pride in helping homeowners achieve financial stability and peace of mind.
Access Your Home Equity Income Tax Free.
Speak to our CHIP Reverse Mortgage Experts