Call Your CHIP Experts at Genesis Associates Ltd.
Get Your Free CHIP Consultation:
Access Tax-Free Cash with No Mortgage Payments – Ever
Our Service to you is 100% Free, with No Hidden Fees and No Obligation
FSRA Licensed Broker – Trusted by Homeowners since 1985
Talk to a CHIP Mortgage Expert Toll Free: 866-410-4740
Why Talk to a CHIP Reverse Mortgage Expert?
100% Free Guidance: Our service to you is completely free, there are NO hidden fees, and absolutely NO pressure.
Stay in the Home You Love: – Aging in Place: Access your home equity without ever having to make another monthly mortgage payment.
FSRA Licensed Protection: We are held accountable by the Financial Services Regulatory Authority (FSRA License #10295).
Local Ontario Expertise: Helping Local Residents make the right decisions since 1985.
Or fill out our “Call Back Request Form”
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Saving you time and effort since 1985.
Our Service to You is Absolutely Free.
NO hidden fees and NO bad questions.
Access Your Home Equity Income Tax-Free.
We are dedicated CHIP Reverse Mortgage brokers!
Call us for help to find the best CHIP Reverse Mortgage products and rates available for BC residents to meet their financial needs and goals.
Our brokerage service is absolutely FREE to assist you in making the right decision, there are NO hidden fees.
Call Us Toll Free (866) 410-4740 to discuss CHIP Reverse Mortgages.
CHIP Reverse Mortgages have NO monthly mortgage payments and you don’t have to sell or move.
Stay in the Home You Love with a CHIP Reverse Mortgage.
Benefits to a CHIP Reverse Mortgage
Call us to discuss the Tax Free Benefits of a CHIP Reverse Mortgage. Lender discounts are available through our brokerage. We are bound to the Privacy and Confidentiality of all our clients. Remember, there are NO bad questions.
- Experienced
- Accountable
- Supportive
- Integrity since 1985
- Guaranteed Savings
- Private and Confidential
✓ A CHIP Reverse Mortgage will not affect your OAS or CPP.
✓ Use the Tax-Free money as a lump sum or by instalments.
✓ Pay off debts and No monthly mortgage payments.
✓ Tax-Free money for Retirement.
✓ Update your home without depleting your current savings.
✓ No regular monthly mortgage payments for homeowners.
✓ Maintain ownership and control of your home.
✓ You never have to sell or move.
✓ Keep all the remaining equity in your home after it is sold.
COMPARE FIRST before you choose
With a CHIP Reverse Mortgage you are able to access the equity in your home tax-free.
You maintain ownership of your home with no monthly payments to worry about.
The tax-free money you receive can be used in a variety of different ways including.
- Eliminate debt repayments.
- Increase your monthly cash flow.
- Help a child or grandchild.
- Early inheritance.
- Cover unexpected health care costs.
- Home repairs and renovations.
- Take your dream vacation and much much more.
Let us help you compare rates and mortgage products first and then YOU can decide. All without having to move or sell your home.
Access Your Home Equity Income Tax Free.
Speak to our CHIP Reverse Mortgage Experts
Definition of a CHIP Reverse Mortgage
A CHIP Reverse Mortgage is a mortgage loan, secured by a residential property, that enables the BC borrower to access the unencumbered value of their property.
The loans typically do not require monthly mortgage payments. Borrowers are still responsible for property taxes, property maintenance and homeowner’s insurance.
CHIP Reverse Mortgages allow people (55+) registered on title to immediately access the home equity they have built up in their homes, and defer payment of the loan until they die, sell, or move out of the home.
To be eligible, the home you’re using to secure a CHIP Reverse Mortgage must be your primary residence. This typically means you live in the home for at least 6 months a year.
Because there are no required mortgage payments on a CHIP Reverse Mortgage, the interest is added to the loan balance each month.
You may usually borrow “up to 55%” of the current value of your home, subject to certain lender restrictions listed below.
This money doesn’t affect the Old Age Security (OAS) or Guaranteed Income Supplement (GIS) benefits you may be getting.
Your Eligibility for a CHIP Reverse Mortgage requires the following:
- Your age and the age of your partner both 55+.
- Canadian homeowner living in British Columbia.
- As your primary residence of 6 months plus 1 day.
- Your home’s age along with the condition.
- Your home’s construction type and location.
Our service to assist you is absolutely FREE.
We can save you time, effort and money.
No hidden fees and No bad questions.
About Us
Our Professional Goals
- Our mortgage broker licence began in 1985.
- Supporting you with experience, integrity, value and savings guaranteed.
- NO hidden fees and NO bad questions.
- CHIP Reverse Mortgages are available up to 55% of appraised value.
- To make CHIP Reverse Mortgage funding a seamless endeavour.
- CHIP Reverse Mortgage rates are updated as they change.
- CHIP Reverse Mortgage lending is available for virtually any financial reason that applies to you.
- CHIP Reverse Mortgage financing is tailored to the needs of you as the client, you do have choices.
- Refinance existing mortgages with a CHIP Reverse Mortgage.
- We provide the service and support our client’s deserve in all their CHIP Reverse Mortgage needs.
What They’ve Said About Us
We take pride in helping homeowners achieve financial stability and peace of mind.